Its wise to make sure youre getting the best price on your homeowners insurance. And its equally wise to compare your rates with your service to make sure youre receiving the best value for your dollar. REQUEST QUOTES Markets change, and one company that offered great rates a couple years ago might now have some of the highest rates. Also get a quote on line. This will give you a starting point to know what each of the quoted companies will charge. Make sure you receive identical quotes liability, personal property coverage, deductibles, etc. so you can properly compare the policies. Price isnt the only thing youre purchasing, however. You should also consider their customer service. Ask friends and family for referrals before you start shopping. RAISE YOUR DEDUCTIBLE The amount you pay toward your loss prior to your insurance company pays the claim is your deductible. The norm is , but the higher the deductible; the lower your rates will be because you are ta...
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